Your first last minute loan is transferred straight into your bank account within 60 minutes
contract (during standard banking hours).
On average, people have the money available within minutes of the transfer. Sometimes it may take up to 2 hours, though, depending who you bank with.
If you can't repay on time please let us know immediately so we can reschedule the repayment. The fee for missing repayments is $35.
We'll always contact you to try and sort out an affordable arrangement. If your account continues to be unresolved, daily fees of $7 will accrue. Find out more.
Our loans have the following simple cost structure:
20% of principal amount (establishment fee)
+ 4% of principal amount per month.
The easiest way to see how much your loan would cost is to play with our calculator.
Click here to see what other fees may apply.
LastMinuteLoan doesn't renew loans by rolling them over or by refinancing the loan, and therefore we don't charge renewal fees.
Applying with LastMinuteLoan is incredibly quick. The average time is just 5 min and 44 seconds.
Use the calculator to see how much it costs and what your repayments look like.
LastMinuteLoan always shows you the exact cost upfront. There are no surprises or hidden fees.