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Up to $75,000 available.
Paid in 15 min*
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Why people choose LastMinuteLoan.
Our LastMinuteLoan form is super-fast and the easiest around!
Based on the information you provide we direct you to one of many partners.
Last Minute Example
up to $75,000 you really need
Get a loan when you really need it with a fast and simple, short-term solution, not a long-term problem.
No Messy Paperwork
Super-fast application
Enquiring with LastMinuteLoan is super-fast, taking just minutes. A automated system is fully online.
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Decision in seconds
A simple, automated system connects you directly to service providers instantly.
Don't Wait Around
Get your money fast
Your first cash loan goes straight into your bank account within 15 minutes
of signing the contract.
Important Information
Lastminuteloan provides factual information in relation to financial products. While Lastminuteloan attempts to make a wide range of providers available via its site it may not cover all the options available to you. The information published on Lastminuteloan is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. Lastminuteloan is paid by product issuers and service providers for clicks on, or enquiries for, products or services marked. If you decide to apply for a product you will be dealing directly with that provider and not with Lastminuteloan. Lastminuteloan recommends that you read the relevant PDS or offer documentation before taking up any financial product offer.
Loan Information
Small Loans
Loan Amount: $300 - $2,000
Loan Term: 3 months to 12 months
Cost
20% upfront establishment fee + 4% monthly fee (Comparison rate 199.43%) based on $1,000 repaid over 6 months.
Representative Example
Loan amount of $1,000 over 6 months repayable weekly (25 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $240 (fees based on 4% per month over 25 weeks) = $1,440 total repayable in 25 weekly instalments of $57.60. Maximum charges: 20% Establishment Fee & 4% Monthly Fee. In comparison rate terms, the maximum comparison rate may be as high as 199.43%
Medium Loans
Loan Amount: $2,001 – $5,000
Loan Term: 13 months to 24 months
Cost
Maximum charges: 48% interest rate and a $400 establishment fee (Comparison rate 66.07%) based on $2,500 repaid over 24 months.
Representative Example
Loan amount of $2,500 over 24 months repayable monthly (24 monthly repayments). $2,500 (Principle Amount) + $400 (Establishment Fee) + $1,664.80 (reducing interest) = $4,564.80 total repayable over 24 months with monthly instalments of $190.20.
Large Loans
Loan Amount: $5,001 +
Loan Term: 13 months to 72 months
Cost
Maximum charges: 48% comparison rate based on $10,000 repaid over 36 months.
Representative Example
$10,000 borrowed over 36 months repayable monthly (36 monthly repayments). $10,000 (Principle Amount) + $9,038.96 (reducing interest) = $19,038.96 total repayable over 36 months with monthly instalments of $528.86.
Warning
This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. The information on this web page is general information. The information does not take into account your objectives, financial situation or needs. Credit criteria, fees, charges, terms and conditions apply. Products and rates displayed are subject to the individual borrower’s credit assessment. Examples only provide an estimate and are used for illustrative purposes only, not an offer for credit. The amount you can borrow, the interest rate and fees you receive along the product you qualify for may vary.
FAQ's
How do I get paid so fast?
Your first loan will be transferred by the loan provider straight into your bank account within 15 minutes
contract (during standard banking hours).
On average, people have the money available within minutes of the transfer. Sometimes it may take up to 2 hours, though, depending who you bank with.
Are there any renewal fees?
Fee's and charges are determined by the lender you get approved by.
The penalties for non payment vary depending on the lender that finally fullfils your loan requirements.
They range from civil legal action to ongoing fee's and charges untill the loan balance is settled.
Important Info
All participating service providers comply with all government regulations. LoanMatcher is compliant with all regulations related to the referral of loan enquiries.
How much does it cost?
You'll always see a clear breakdown of all your fees and repayments before you agree to a loan.
Cash in 15 minutes?
Are you looking for a fast loan? We guarantee a quick and easy process but sometimes service providers will do their research and learn about your credit history. This doesn't mean that you are automatically not approved if you have bad credit. Many service providers are willing to forgive past credit performance and give you cash to help you with your emergency needs.
What happens if I can't repay on time?
If you can't repay on time please let the lender know immediately. Other fees and charges may also apply depending on the lender. If you miss a payment, the lender will always try to contact you to attempt to sort out an affordable arrangement.