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Our LastMinuteLoan form is super-fast and the easiest around!
Based on the information you provide we direct you to one of many partners.
Get a loan when you really need it with a fast and simple, short-term solution, not a long-term problem.
Enquiring with LastMinuteLoan is super-fast, taking just minutes. A automated system is fully online.
A simple, automated system connects you directly to service providers instantly.
Your first cash loan goes straight into your bank account within 15 minutes
of signing the contract.
Lastminuteloan provides factual information in relation to financial products. While Lastminuteloan attempts to make a wide range of providers available via its site it may not cover all the options available to you. The information published on Lastminuteloan is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. Lastminuteloan is paid by product issuers and service providers for clicks on, or enquiries for, products or services marked. If you decide to apply for a product you will be dealing directly with that provider and not with Lastminuteloan. Lastminuteloan recommends that you read the relevant PDS or offer documentation before taking up any financial product offer.
Your first loan will be transferred by the loan provider straight into your bank account within 15 minutes
contract (during standard banking hours).
On average, people have the money available within minutes of the transfer. Sometimes it may take up to 2 hours, though, depending who you bank with.
Fee's and charges are determined by the lender you get approved by.
The penalties for non payment vary depending on the lender that finally fullfils your loan requirements. They range from civil legal action to ongoing fee's and charges untill the loan balance is settled.
For our Small Loans an APR (Annual Percentage Rate) doesn't apply. These loans are fee-based only, so they don't have an APR.
You'll always see a clear breakdown of all your fees and repayments before you agree to a loan.
Are you looking for a fast loan? We guarantee a quick and easy process but sometimes service providers will do their research and learn about your credit history. This doesn't mean that you are automatically not approved if you have bad credit. Many service providers are willing to forgive past credit performance and give you cash to help you with your emergency needs.
If you can't repay on time please let the lender know immediately. Other fees and charges may also apply depending on the lender. If you miss a payment, the lender will always try to contact you to attempt to sort out an affordable arrangement.
All participating service provider comply with all government regulations. Lastminuteloan is compliant with all regulations related to the referral of loan enquiries.