Broker profile

Niti Bhargava

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About me

Last updated on 04 May, 2025
ABN: 22472103099
LicenceType: CRN
Licence Number: 519211
Postcode: 3023
Suburb: Deer Park

Niti Bhargava is a distinguished Finance broker and the founder of GB Financiials. She specialized in Home loan, investment loans, construction loans, Refinancing, Debt consolidation and Business and Commercial loans. Niti's expertise in mortgage broking is complemented by her commitment to ethical lending and community engagement. She has been actively involved in initiatives promoting female empowerment, broker health and wellbeing, and financial literacy for migrants. Her dedication to these causes is evident through her participation in industry events and support for programs like SFG Empower Her. Under her leadership, GB Financiials operates with a core value proposition: "Community First, Ethical Lending." Niti's vision for the firm includes not only offering traditional mortgage services but also potentially integrating other financial services in the future, all while maintaining a strong focus on community support and ethical practices. Through GB Financiials, Niti continues to make a significant impact in the mortgage industry, combining her professional expertise with a heartfelt commitment to community service and ethical lending practices. Client Success Story:- When Charlotte and Harry, a young couple with two children, approached GB Financiials, they were feeling overwhelmed by their financial situation. They had purchased their dream home five years ago, but rising interest rates and mounting monthly repayments were starting to strain their budget. They were also carrying credit card debt and a personal loan, which added to their financial stress. Niti Bhargava and her team at GB Financiials took the time to understand their complete financial picture, their goals, and their challenges. The couple’s primary objective was to reduce their monthly repayments, consolidate their debts, and create room in their budget for future savings and their children’s education. The Solution Niti carefully analyzed their existing mortgage and other debts and identified an opportunity to refinance their home loan at a significantly lower interest rate with a new lender. She also proposed consolidating their credit card and personal loan balances into the new home loan, which offered better terms and a much lower interest rate than their unsecured debts. By refinancing and restructuring their finances, we reduced their home loan interest rate by 1.5%, saving them thousands of dollars in interest over the life of the loan.

Niti Bhargava is a distinguished Finance broker and the founder of GB Financiials. She specialized in Home loan, investment loans, construction loans, Refinancing, Debt consolidation and Business and Commercial loans. Niti's expertise in mortgage broking is complemented by her commitment to ethical lending and community engagement. She has been actively involved in initiatives promoting female empowerment, broker health and wellbeing, and financial literacy for migrants. Her dedication to these causes is evident through her participation in industry events and support for programs like SFG Empower Her. Under her leadership, GB Financiials operates with a core value proposition: "Community First, Ethical Lending." Niti's vision for the firm includes not only offering traditional mortgage services but also potentially integrating other financial services in the future, all while maintaining a strong focus on community support and ethical practices. Through GB Financiials, Niti continues to make a significant impact in the mortgage industry, combining her professional expertise with a heartfelt commitment to community service and ethical lending practices. Client Success Story:- When Charlotte and Harry, a young couple with two children, approached GB Financiials, they were feeling overwhelmed by their financial situation. They had purchased their dream home five years ago, but rising interest rates and mounting monthly repayments were starting to strain their budget. They were also carrying credit card debt and a personal loan, which added to their financial stress. Niti Bhargava and her team at GB Financiials took the time to understand their complete financial picture, their goals, and their challenges. The couple’s primary objective was to reduce their monthly repayments, consolidate their debts, and create room in their budget for future savings and their children’s education. The Solution Niti carefully analyzed their existing mortgage and other debts and identified an opportunity to refinance their home loan at a significantly lower interest rate with a new lender. She also proposed consolidating their credit card and personal loan balances into the new home loan, which offered better terms and a much lower interest rate than their unsecured debts. By refinancing and restructuring their finances, we reduced their home loan interest rate by 1.5%, saving them thousands of dollars in interest over the life of the loan.

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Key speciality

  • Short-term Finance

  • SMSF

  • Asset Finance

  • Business Finance

  • Commercial

  • Non-residential lending

  • Reverse Mortages - Age Care Loans

  • Debt Consolidation

  • Personal Loan

  • Non-conforming

  • Go-Between Loan (for Residential purposes)

  • Home Loan

  • Cash-Flow Finance

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