Broker profile

Joseph Khalil

5

20 Reviews

Respond time: in 59 minutes

About me

Last updated on 30 Apr, 2025
ABN: 29826332650
LicenceType: CRN
Licence Number: 528386
Postcode: 2137
Suburb: Concord

Working as the Director and Loan Specialist of With Finance allows me to go above and beyond for my clients by taking a holistic approach to solving the more traditional problems people encounter when accessing finance. I am there for the client, taking them through the mortgage process from end-to-end, offering the highest level of care and understanding. My main focus is always on the client through their mortgage journey and I recognise that everyone’s situation is unique, requiring a personalised, tailored approach. With a Bachelor’s Degree in Business and Commerce––majoring in Property––and an intense focus on best practice regarding finance and customer care, I successfully help people achieve their financial dreams.

Working as the Director and Loan Specialist of With Finance allows me to go above and beyond for my clients by taking a holistic approach to solving the more traditional problems people encounter when accessing finance. I am there for the client, taking them through the mortgage process from end-to-end, offering the highest level of care and understanding. My main focus is always on the client through their mortgage journey and I recognise that everyone’s situation is unique, requiring a personalised, tailored approach. With a Bachelor’s Degree in Business and Commerce––majoring in Property––and an intense focus on best practice regarding finance and customer care, I successfully help people achieve their financial dreams.

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Key speciality

  • SMSF

  • Asset Finance

  • Commercial

  • Debt Consolidation

  • Personal Loan

  • Car Finance

  • Home Loan

  • Cash-Flow Finance

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    Reviews on Mortgage Broker Joseph Khalil located in Concord

    nick cook

    1 Year 5 Days ago

    My experience with Joey at With Finance was outstanding. Joey played a crucial role in guiding us through the complex process of purchasing a property. His attention to detail ensured that every aspect of the transaction was handled with care. What sets Joey apart is his genuine concern for our best interests. Joey approached his work with dedication to understanding our needs and preferences, ensuring that our decisions were informed and aligned with our objectives. Joey's accessibility and responsiveness was great. He was consistently available to address any inquiries or concerns we had, providing thorough and insightful assistance whenever needed. His professionalism and commitment made what could have been a daunting process smooth and manageable.
    Anthony Arkilo

    1 Year 8 Days ago

    There are many individuals in the broker business, but only a handful of remarkable operators. I can attest to With Finance and in particular, Joey Khalil, being an exceptional individual to conduct business with and meeting the customer's objectives. If you need a broker who understands the market, your needs and approval efficiency, then ensure to partner With Finance.
    Marie Youssef

    1 Year 17 Days ago

    Joseph is excellent. The service and care we received from him was first class. He is calm and professional. His communication was great and he delivered on what he promised after listening to what we needed. Highly recommend his services.
    Harriet Wolf

    1 Year 2 Months 8 Days ago

    Thanks for the support in and outside of working hours to help me get my mortgage!
    Randall Purcell

    1 Year 2 Months 18 Days ago

    I recently had the pleasure of working with Joseph Khalil, to secure a mortgage, and I couldn't be happier with the experience. From start to finish, Joseph provided exceptional service and guidance, making the entire process smooth and stress-free. Joseph, demonstrated a deep understanding of the financial market and took the time to explain all the available options to me in a clear and concise manner. Many Thanks Joseph.
    Johnny Kazzi

    1 Year 4 Months ago

    I can't thank Joseph and his team enough for their service and attentiveness throughout the process despite difficult circumstances. Highly recommend to my colleagues, friends and family.
    Bianca Anton

    1 Year 7 Months 12 Days ago

    Max Osipov

    1 Year 7 Months 19 Days ago

    Highly proficient, trustworthy and very pleasant to deal with.
    ebazfromthenp2151

    1 Year 10 Months 1 Days ago

    I needed to refinance my mortgage and after going with Joseph, I can't imagine ever working with anyone else again. He was extremely professional, efficient and easy to work with and was able to provide a wide variety of much better lender options to refinance my current mortgage. Thanks Joe!
    Raymond Azizi

    1 Year 10 Months 1 Days ago

    A true professional in his field, Joseph made applying for an investment loan an absolute walk in the park. Always keeping communications prompt and professional, he completed the whole process for me within a week turnaround. Highly recommend him to anyone!
    Jenna Davies

    1 Year 10 Months 4 Days ago

    Joey worked so hard for my loan from day one, as a business owner with multiple companies and some new, securing the right loan product was a but of work. Joey liaised with my lawyers, accountants and buyer's agents so I didn't have to and saved me so much time and stress. I can't wait to do it all again, With Finance.
    Julius Dimataga

    1 Year 10 Months 15 Days ago

    I recently had the pleasure of working with Joey and the team at With Finance for our mortgage needs, and I cannot speak highly enough of the outstanding service, efficient process, and remarkable attentiveness they provided throughout the entire journey. As anyone who has gone through the process of buying a home knows, it can be an overwhelming and daunting experience. However, from the moment we connected with Joey, we felt a sense of reassurance and confidence in his abilities. His knowledge and expertise in the mortgage industry were evident, and he took the time to patiently guide us through every step of the way!
    Jamal Ghalloub

    1 Year 10 Months 17 Days ago

    After deciding to buy our first investment property and to refinance our mortgage, we reached out to Joseph from With Finance and we could not be happier with our decision. Joseph was professional, efficient and passionate throughout the entire process. Communication was clear and precise and Joey always made sure we understood what was going on. Thank you Joey!!! We appreciate your hard work and efforts in ensuring we had the most comfortable and best experience. We highly recommend Joseph if you’re looking for a mortgage broker!
    Vasilia Segredos

    1 Year 10 Months 17 Days ago

    Joey made the whole process of purchasing our first home so easy and seamless! Would absolutely recommend him to anyone who is looking to buy property.
    Anthony Ventra

    1 Year 10 Months 25 Days ago

    Joseph at With Finance was professional, approachable and easy to work with to get our home loan approved. He was thorough, kept high attention to all details, and was always there to answer any questions we had through navigating the process to get our first home. We couldn’t recommend Joseph and the With Finance team more highly for anyone looking to purchase a property, you will be in the best of hands. Thank you again Joseph, we appreciate all your efforts.
    Morgan Lee

    2 Year 4 Days ago

    Joseph was awesome, he was professional from the start and was able to assist in finding the best financing options for me. Highly recommend working with him if you are looking for a home loan.
    an Shev

    2 Year 2 Months 28 Days ago

    Amazing broker! Always prompt with clear communication, understanding and explains all the steps that need to be taken - making it a super easy process and takes any stress away. Highly recommend :)
    Ronny Dee

    2 Year 2 Months 30 Days ago

    Rebecca Vale

    2 Year 2 Months 30 Days ago

    Joseph from With Finance was excellent! We appreciate all the time and effort you put into helping us refinance our mortgage. You made the process so easy to understand and stress free. We especially appreciate you explaining everything to us (multiple times) cause finances are definitely not our strong suit! Thank you again!!
    Adrian Khalil

    2 Year 2 Months 30 Days ago

    Joseph helped me with securing my first property. As a first home buyer in a very unique situation, he was very eager to learn everything about what I did have going which resulted in a very unique solution arising for my situation. Months later - still happy with how everything was dealt with and would defiantly recommend Joseph to anyone looking to secure a property.

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