Why people choose LastMinuteLoan.
Your loan through LastMinuteLoan is provided by a leading online short-term lender who strive to provide you with fastest service in Australia.
A Last Minute Loan
$100 - $1000 you realy need
Get a last minute loan when you realy need it. LastMinuteLoan is a fast and simple, short-term solution, not a long-term problem.
No Messy Paperwork
Super fast application
Applying with LastMinuteLoan is supoer fast, taking just minutes. Our automated system is fully online so no painful face-to-face meetings.
Get an Answer Fast
Decision in minutes
Our simple, automated system gives you a decision within 5 minutes of receiving your completed application.
Don't Wait Around
Get your money fast
Your first cash loan goes straight into your bank account within 60 minutes
of signing the contract.
How it works
Step 1
5 minute application
Applying with LastMinuteLoan is super fast and should take you less than 5 minutes.
Step 2
Decision in minutes.
Get a decision within minutes
of applying.
Step 3
Paid in 60 minutes
Get paid within 60 minutes during standard banking hours.
Cost Calculator
Use the calculator to see how much it costs and what your repayments look like.
LastMinuteLoan always shows you the exact cost upfront. There are no surprises or hidden fees.
How much would you like?
How often are you paid?
Select first repayment date:
Important: We are not suggesting that you choose this loan or that it will meet your individual needs.
FAQ's
How do I get paid so fast?
Your first last minute loan is transferred straight into your bank account within 60 minutes
contract (during standard banking hours).
On average, people have the money available within minutes of the transfer. Sometimes it may take up to 2 hours, though, depending who you bank with.
How much does it cost?
Our loans have the following simple cost structure:
20% of principal amount (establishment fee)
+ 4% of principal amount per month.
Are there any renewal fees?
LastMinuteLoan doesn't renew loans by rolling them over or by refinancing the loan, and therefore we don't charge renewal fees.